These types of Small Business Insurance plans are called managed care plans and include Exclusive Provider Organization (EPO), Health Maintenance Organization (HMO) and Point of Service (POS) plans. It was also common to see plans that only covered you if you used doctors, hospitals or other providers within the plan's network.

These types of Small Business Insurance plans are called managed care plans and include Exclusive Provider Organization (EPO), Health Maintenance Organization (HMO) and Point of Service (POS) plans. It was also common to see plans that only covered you if you used doctors, hospitals or other providers within the plan's network.